Home Improvement Grants in Brownsville.

Find grants, rebates, forgivable loans, and free programs for Brownsville, TX, filtered to your situation.

As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Brownsville, TX, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 15 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants22Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 33 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Brownsville Owner-Occupied Housing Rehabilitation Program

Provides major home repairs for income-eligible owner-occupied homes in Brownsville city limits. Structured as a forgiva...

Home Repair
Up to $10,000 grant

Brownsville Emergency Home Repair Grant

Provides emergency home repairs for very low-income homeowners facing immediate threats to health and safety. Grant does...

Emergency
Up to $20,000 grant

Brownsville Home Accessibility Modification Program

Provides ADA-compliant modifications for income-eligible homeowners with disabilities or seniors needing accessibility i...

Seniors & Disability
Up to $15,000 grant

Brownsville Senior Home Repair Program

Provides home repair grants specifically for homeowners aged 62 and older in Brownsville. Focuses on maintaining safe, h...

Seniors & Disability
Up to $7,500 grant

Brownsville Sewer Lateral Repair Program

Assists income-eligible homeowners with repairing or replacing private sewer lateral lines from home to city main. Addre...

Home Repair
Up to $1,200 rebate

AEP Texas Central High-Efficiency HVAC Rebate

Rebate for purchasing and installing high-efficiency central air conditioning or heat pump systems. Must meet minimum SE...

Energy
Up to $400 rebate

AEP Texas Attic Insulation Rebate

Rebate for adding attic insulation to improve home energy efficiency and reduce cooling costs. Must increase insulation ...

Weatherization
Up to $300 rebate

AEP Texas Heat Pump Water Heater Rebate

Rebate for replacing existing electric water heater with ENERGY STAR certified heat pump water heater. Significantly red...

Energy
Up to $8,000 in free weatherization services

Texas Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible households to reduce energy costs and improve comfort. Services include...

Weatherization
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

State law exempts the added home value from solar panels from property tax assessment. Solar equipment does not increase...

Solar/Renewable
30% federal tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the total cost of residential solar panel installation, including equipment and labor...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 to very low-income homeowners in eligible rural areas near Brownsville to repair, impro...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home where they live, or will...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements and Structural Alterations (HISA)

Grant for veterans with service-connected or non-service-connected disabilities to make home improvements necessary for ...

Veterans
Up to $75,000 assistance

Texas Homeowner Assistance Fund

Federal assistance for homeowners who experienced financial hardship after January 21, 2020, including pandemic-related ...

Home Repair
Free lead hazard assessment and remediation

Texas Lead-Based Paint Hazard Reduction Program

Free lead hazard assessment and remediation for eligible homes built before 1978 where children under 6 reside. Services...

Home Repair
Up to $25,000 forgivable loan

Cameron County HOME Rehabilitation Program

Federal HOME funds for major home repairs for income-eligible owner-occupied homes in unincorporated Cameron County area...

Home Repair
Up to $50,000 for roof repair/replacement

Texas General Land Office Hurricane Roof Repair Program

Disaster recovery assistance for homeowners affected by federally declared disasters in Cameron County. Provides roof re...

Disaster
$10,000 assessed value exemption

Texas Senior Property Tax Exemption

Homeowners age 65 or older receive an additional $10,000 homestead exemption on school district property taxes. Once qua...

Property Tax Relief
$10,000 assessed value exemption

Texas Disability Property Tax Exemption

Homeowners who are disabled as defined by Social Security Administration receive an additional $10,000 homestead exempti...

Property Tax Relief
Up to $85 rebate

AEP Texas Smart Thermostat Rebate

Rebate for purchasing and installing ENERGY STAR certified smart thermostat. Smart thermostats learn your schedule and a...

Energy
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans who own their home. Covers repairs, renovations, and improvements...

Veterans
Up to $15,000 down payment assistance

Texas First-Time Homebuyer My First Texas Home Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Combines low-interest mortgage with down pa...

Homebuyer
Up to $400 rebate

AEP Texas Variable-Speed Pool Pump Rebate

Rebate for replacing single-speed pool pump with ENERGY STAR certified variable-speed model. Variable-speed pumps can re...

Energy
Up to $15,000 assistance

Cameron County On-Site Sewage Facility Repair Program

Assistance for low-income homeowners in unincorporated Cameron County areas to repair or replace failing septic systems....

Home Repair
Varies by program, typically up to $10,000

Texas Foundation Repair Assistance

Foundation repair assistance through local non-profits and community development programs for low-income homeowners. Add...

Home Repair
Varies by household size, income, and energy costs

Texas CEAP (Comprehensive Energy Assistance Program)

Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Brownsville, TX?

33 programs are currently listed for Brownsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Brownsville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Brownsville, 22 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Brownsville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.