Home Improvement Grants in Brownwood.

Find grants, rebates, forgivable loans, and free programs for Brownwood, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Brownwood, TX, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Texas Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs by improving home efficiency for income-qualified Texa...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....

Seniors & Disability
Up to $50,000 forgivable loan

Texas Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans for substantial rehabilitation of owner-occupied homes in participating Texas communities. Loa...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Covers ada...

Veterans
Up to $1,500 rebate

Oncor Electric Heat Pump Rebate

Cash rebate for residential customers who install qualifying high-efficiency heat pump systems. Rebate amount varies by ...

Weatherization
$20 discounted tune-up

Oncor AC Tune-Up Program

Discounted air conditioning tune-up service available to Oncor residential customers. Licensed technician performs compr...

Weatherization
Up to $500 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to existing homes in the Oncor service territory. Includes attic, wall, and floor insulatio...

Weatherization
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying ENERGY STAR certified smart thermostat. Must be WiFi-enabled and allow...

Weatherization
Up to $600 rebate

Atmos Energy High-Efficiency Furnace Rebate

Cash rebate for residential customers who install qualifying high-efficiency natural gas furnaces. Higher rebates for EN...

Weatherization
Up to $400 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing a qualifying high-efficiency natural gas tankless water heater. Must have an energy factor (EF) of...

Weatherization
Up to $5,000 grant

Brown County Senior Home Repair Program

Grant program for Brown County residents age 60+ to address critical home repairs including roofing, plumbing, electrica...

Seniors & Disability
Property tax exemption on added solar value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installation from property tax assessment. Homeowners pay no add...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a solar energy system (including battery storage if charged by...

Solar/Renewable
Up to $7,500 grant

Brownwood CDBG Emergency Home Repair

Community Development Block Grant program providing emergency home repairs for low-income owner-occupied households in B...

Emergency
Up to $15,000 grant

Brownwood ADA Home Modification Grant

CDBG-funded program providing accessibility modifications for disabled residents in Brownwood. Includes wheelchair ramps...

Seniors & Disability
Up to $3,500 grant

Brownwood Sewer Lateral Assistance Program

Financial assistance for low-income homeowners in Brownwood to repair or replace damaged private sewer laterals connecti...

Home Repair
Up to $2,500 grant

Brownwood Water Line Repair Grant

Grant assistance for low-income, elderly, or disabled homeowners to repair or replace damaged water service lines from t...

Home Repair
Free lead hazard removal

Brownwood Lead-Based Paint Hazard Control

Program to eliminate lead-based paint hazards in homes built before 1978 in Brownwood where children under 6 reside. Ser...

Home Repair
Up to $35,000 forgivable loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for substantial rehabilitation of owner-occupied homes in participating communi...

Home Repair
Up to $25,000

Texas Foundation Repair Assistance Program

Assistance for Texas homeowners with foundation damage related to drought, soil movement, or past disaster events. Fundi...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Brownwood

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Frequently asked questions

What home improvement grants are available in Brownwood, TX?

26 programs are currently listed for Brownwood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Brownwood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Brownwood, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Brownwood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.