Virginia Housing First-Time Homebuyer Loans

Virginia Housing (VHDA)

Available Down Payment

About This Program

Virginia Housing offers competitive mortgage loans with down payment assistance for first-time homebuyers and those who haven't owned a home in three years. Down payment assistance up to $7,500 or 2.5% of loan amount. Income and purchase price limits apply.

Typical down payment assistance for qualifying buyers

Key Details

  • Competitive mortgage rates for first-time buyers
  • Down payment assistance up to $7,500
  • Income limits apply by locality
  • Available through approved lenders
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 843-2123

A grant-savvy contractor in Buckhall, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

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