Idaho Housing First-Time Homebuyer Assistance

Idaho Housing and Finance Association

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Idaho. Provides up to 4% of loan amount (max $7,500) as grant for down payment and closing costs. Must be combined with Idaho Housing first mortgage loan.

Grant covers up to 4% of loan amount for down payment/closing

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for down payment
  • For first-time homebuyers
  • Must use Idaho Housing first mortgage
  • Income limits apply by county
  • Does not require repayment

How to Apply

A grant-savvy contractor in Burley, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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