Montana First-Time Home Buyer Program

Montana Housing (Montana Housing Finance Authority)

Available Down Payment

About This Program

Below-market rate mortgages for first-time homebuyers in Montana, plus optional down payment assistance up to $7,500. Income limits apply. Available through participating lenders statewide. Helps make homeownership affordable.

Low-rate mortgage plus optional $7,500 down payment assistance

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market rate mortgage for first-time buyers
  • Optional $7,500 down payment assistance
  • Income and purchase price limits apply
  • Available through participating lenders
  • Statewide including Butte

How to Apply

A grant-savvy contractor in Butte, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Butte, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs