SC Housing Down Payment Assistance

South Carolina State Housing Finance and Development Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in South Carolina. Provided as a deferred, forgivable loan that requires no monthly payments and is forgiven after 15 years of occupancy.

Forgivable loan for down payment and closing costs, forgiven after 15 years

Key Details

  • Up to $15,000 or 5% of purchase price
  • First-time homebuyers (some exceptions apply)
  • Income limits based on county median income
  • Forgivable loan, no monthly payments
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Camden, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available year-round through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Camden, SC

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