Home Improvement Grants in Camden.

Find grants, rebates, forgivable loans, and free programs for Camden, NJ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Camden, NJ, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy upgrades

New Jersey Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization and energy efficiency improvements to income-eligible homeown...

Weatherization
Up to $25,000 low-interest loan

NJHMFA Home Improvement Loan

Low-interest home improvement loan for New Jersey homeowners to fund major repairs and upgrades. Designed for moderate-i...

Home Repair
Forgivable loan up to $30,000

Camden CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for comprehensive home rehabilitation to low-income homeowners in Camden. Funds major repairs ...

Home Repair
Free lead abatement services

Camden Lead Safe Homes Program

State and HUD-funded lead hazard control program for Camden homes built before 1978 with children under age 6. Provides ...

Home Repair
Grant up to $15,000

Camden ADA Home Accessibility Modifications

Provides grants for accessibility modifications to owner-occupied homes in Camden for seniors and residents with disabil...

Seniors & Disability
Grant up to $5,000

Camden Sewer Lateral Repair Grant

Provides grants to low-income Camden homeowners for repair or replacement of failing private sewer laterals from the hom...

Home Repair
Rebates up to $4,000

PSE&G Home Energy Efficiency Rebates

Utility rebate program for PSE&G customers in Camden offering incentives for energy-efficient HVAC systems, water heater...

Energy
Up to $3,000 heat pump rebate

PSE&G Heat Pump Rebate Program

Enhanced rebates for PSE&G customers who install qualifying ENERGY STAR-certified air-source or ground-source heat pumps...

Energy
Solar loan up to $50,000

PSE&G Solar Loan Program

Low-interest loan program for PSE&G customers to finance residential solar panel installation. Covers system cost, insta...

Solar/Renewable
Earn credits per megawatt-hour

New Jersey Solar Renewable Energy Credits (SREC)

New Jersey solar owners in Camden earn tradable Solar Renewable Energy Credits for electricity generated by their system...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Camden to repair, impr...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with service-connected disabilities adapt a home in Camden for independent living. For veterans who are b...

Veterans
Up to $35,000 deferred loan

Camden HOME Investment Partnership Program

HUD HOME-funded homeowner rehabilitation program for low-income Camden residents. Provides deferred, zero-interest loans...

Home Repair
Grant up to $8,000

Camden Senior Home Repair Program

Provides home repair grants to Camden County seniors age 62 and older to address health and safety hazards. Covers emerg...

Seniors & Disability
Rebate up to $1,200

PSE&G Water Heater Replacement Program

Rebate program for PSE&G customers in Camden who install ENERGY STAR-certified tankless or heat pump water heaters. Prov...

Energy
Free energy improvements

PSE&G Comfort Partners (Low-Income Weatherization)

Comprehensive free energy efficiency program for low-income PSE&G customers in Camden. Provides no-cost home energy audi...

Weatherization
Up to $1,500 property tax credit

New Jersey ANCHOR Property Tax Relief

New Jersey's ANCHOR program provides direct property tax relief to eligible homeowners and renters in Camden. Homeowners...

Property Tax Relief
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible Camden seniors and disabled persons for property tax increases on their principal residence. Applica...

Property Tax Relief
Up to $250 annual property tax exemption

New Jersey Disabled Veteran Property Tax Exemption

New Jersey veterans with service-connected disabilities in Camden may qualify for an annual $250 property tax deduction....

Property Tax Relief
Up to $2,000 heating assistance

LIHEAP Home Energy Assistance (New Jersey)

Federal Low Income Home Energy Assistance Program provides help with heating bills for Camden residents. Benefits range ...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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