Home Improvement Grants in Cañon City.

Find grants, rebates, forgivable loans, and free programs for Cañon City, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cañon City, CO, with individual awards up to $126,526. 3 programs target seniors, 3 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Free weatherization services including insulation, air sealing, furnace repair or replacement, and energy efficiency upg...

Weatherization
Up to $25,000

Colorado Housing and Finance Authority (CHFA) Down Payment Assistance

CHFA provides down payment assistance loans for first-time homebuyers in Colorado, including Cañon City. The loan is for...

Homebuyer
Forgivable loan up to $35,000

Cañon City Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for low-income owner-occupied homes in Cañon City. Provides forgivable loans for majo...

Home Repair
Up to $10,000 grant

Cañon City Emergency Repair Grant

Emergency repair grants for owner-occupied homes in Cañon City with immediate health and safety hazards. Covers urgent r...

Emergency
Up to $25,000 forgivable loan

Cañon City ADA Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes where a disabled household member resides. Covers wheelcha...

Seniors & Disability
Up to $5,000 rebate

Cañon City Sewer Lateral Repair Program

Financial assistance for repair or replacement of private sewer laterals from the home to the public sewer main. Availab...

Home Repair
Up to $2,500 rebate

Xcel Energy Home Heat Pump Rebate

Rebate for installation of qualifying electric heat pump systems in Xcel Energy service territory including Cañon City. ...

Energy
Up to $1,000 rebate

Xcel Energy Home Insulation Rebate

Rebates for attic and wall insulation improvements that meet energy efficiency standards. Requires home energy audit and...

Weatherization
Up to $900 rebate

Xcel Energy Water Heater Rebate

Rebates for energy-efficient electric water heaters including heat pump water heaters. Rebate amount varies by unit type...

Energy
$70 rebate on tune-up

Xcel Energy AC Tune-Up Rebate

Rebate for professional air conditioning tune-up service by Xcel-approved contractor. Service includes system inspection...

Energy
$50-$100 rebate

Xcel Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostat. Eligible models include Nest, Ecobee, and other ENE...

Energy
$75 rebate plus free pickup

Xcel Energy Refrigerator Recycling Rebate

Receive $75 rebate and free pickup for recycling old working refrigerator or freezer. Must be working unit that you own....

Energy
Up to $10,000 in free upgrades

Xcel Energy Income-Qualified Home Energy Upgrades

Comprehensive energy efficiency upgrades at no cost for income-qualified Xcel customers. Includes free home energy asses...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in rural areas to repair, improve, or modernize their homes...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with qualifying service-connected disabilities to adapt a home for independent living. Qualifying dis...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements & Structural Alterations (HISA)

Grant for veterans to make home improvements necessary for continuation of treatment or for disability access. Available...

Veterans
Up to $15,000 per unit

Colorado Lead-Based Paint Hazard Reduction Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6...

Home Repair
Up to $5,000 grant

Fremont County Senior Home Repair Program

Emergency repair grants for seniors 60+ in Fremont County to address health and safety issues. Covers urgent repairs inc...

Seniors & Disability
Loans up to $40,000

CHFA Affordable Solar Loan Program

Low-interest loans for solar panel installation and battery storage for Colorado homeowners. Interest rates as low as 4....

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems. Available for resid...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Cañon City

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Cañon City, CO?

25 programs are currently listed for Cañon City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cañon City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cañon City, 13 programs do not require repayment, 3 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Cañon City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.