Find grants, rebates, forgivable loans, and free programs for Cape Canaveral, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cape Canaveral, FL, with individual awards up to $126,526. 8 programs target seniors, 4 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-eligible households in Cape Canaveral. ...
Down payment and closing cost assistance for first responders, educators, and healthcare workers purchasing a home in Fl...
State Housing Initiatives Partnership (SHIP) funded rehabilitation assistance for low-income owner-occupied homes in Bre...
CDBG-funded emergency repair grants for very low-income homeowners in unincorporated Brevard County facing immediate hea...
Free home energy survey from FPL identifies energy-saving opportunities. Eligible customers receive free energy-saving p...
Rebates for FPL customers who install qualifying high-efficiency central air conditioners or heat pumps. Higher rebates ...
Community solar program allowing FPL customers to subscribe to solar energy without rooftop installation. Customers pay ...
Rebate for FPL customers who purchase and install a qualifying ENERGY STAR certified heat pump water heater. Must have U...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Eli...
Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...
Free lead hazard assessment, testing, and control services for homes built before 1978 with children under age 6 or preg...
Grants for accessibility modifications to homes occupied by persons with disabilities in Brevard County. Improvements in...
Federal tax credit equal to 30% of the cost of installing a solar energy system (including battery storage if charged by...
Grant assistance for essential home repairs for senior homeowners age 62+ in Brevard County with limited income. Covers ...
State-funded grants for hurricane mitigation improvements to single-family, owner-occupied homes in Florida. Covers impa...
HUD HOME funds administered by Brevard County for owner-occupied home rehabilitation. Forgivable loan for low-income hom...
Additional homestead exemption for homeowners age 65+ with household income below $32,000 (adjusted annually). Provides ...
Total property tax exemption for permanently and totally disabled homeowners who meet income and asset requirements. Als...
Federally funded program providing energy bill payment assistance to low-income households. Priority for seniors 60+, fa...
Low-interest loan program for repair or replacement of failing septic systems in Brevard County. Helps protect water qua...
Down payment and closing cost assistance for eligible military veterans purchasing their first home in Brevard County. F...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Cape Canaveral, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cape Canaveral, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.