Home Improvement Grants in Cape Canaveral.

Find grants, rebates, forgivable loans, and free programs for Cape Canaveral, FL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cape Canaveral, FL, with individual awards up to $126,526. 8 programs target seniors, 4 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per household

Florida Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-eligible households in Cape Canaveral. ...

Weatherization
Up to $7,500 down payment assistance

Florida Housing Finance Corporation First Responder Program

Down payment and closing cost assistance for first responders, educators, and healthcare workers purchasing a home in Fl...

Homebuyer
Up to $75,000 forgivable loan

Brevard County SHIP Owner-Occupied Rehabilitation

State Housing Initiatives Partnership (SHIP) funded rehabilitation assistance for low-income owner-occupied homes in Bre...

Home Repair
Up to $15,000 grant

Brevard County Emergency Home Repair Program

CDBG-funded emergency repair grants for very low-income homeowners in unincorporated Brevard County facing immediate hea...

Emergency
Up to $250 in rebates

FPL Home Energy Survey and Rebates

Free home energy survey from FPL identifies energy-saving opportunities. Eligible customers receive free energy-saving p...

Energy
Up to $200

FPL High Efficiency HVAC Rebate

Rebates for FPL customers who install qualifying high-efficiency central air conditioners or heat pumps. Higher rebates ...

Energy
Monthly bill credit for 20 years

FPL SolarTogether Program

Community solar program allowing FPL customers to subscribe to solar energy without rooftop installation. Customers pay ...

Solar/Renewable
Up to $500 rebate

FPL Heat Pump Water Heater Rebate

Rebate for FPL customers who purchase and install a qualifying ENERGY STAR certified heat pump water heater. Must have U...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...

Veterans
Free lead hazard assessment and control

Florida Department of Health Lead Hazard Control

Free lead hazard assessment, testing, and control services for homes built before 1978 with children under age 6 or preg...

Home Repair
Up to $20,000 grant

Brevard County ADA Home Modification Program

Grants for accessibility modifications to homes occupied by persons with disabilities in Brevard County. Improvements in...

Seniors & Disability
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system (including battery storage if charged by...

Solar/Renewable
Up to $10,000 grant

Brevard County Senior Home Repair Grant

Grant assistance for essential home repairs for senior homeowners age 62+ in Brevard County with limited income. Covers ...

Seniors & Disability
Up to $10,000 grant

Florida Hurricane Mitigation Program (HMP)

State-funded grants for hurricane mitigation improvements to single-family, owner-occupied homes in Florida. Covers impa...

Disaster
Up to $25,000 forgivable loan

HOME Investment Partnerships Program

HUD HOME funds administered by Brevard County for owner-occupied home rehabilitation. Forgivable loan for low-income hom...

Home Repair
Additional $50,000 homestead exemption

Brevard County Senior Property Tax Exemption

Additional homestead exemption for homeowners age 65+ with household income below $32,000 (adjusted annually). Provides ...

Property Tax Relief
100% property tax exemption

Brevard County Total Disability Property Tax Exemption

Total property tax exemption for permanently and totally disabled homeowners who meet income and asset requirements. Als...

Property Tax Relief
Up to $600 utility assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program providing energy bill payment assistance to low-income households. Priority for seniors 60+, fa...

Energy
Up to $10,000 low-interest loan

Brevard County Septic Tank Repair Program

Low-interest loan program for repair or replacement of failing septic systems in Brevard County. Helps protect water qua...

Home Repair
Up to $5,000 down payment assistance

Brevard County Veterans First-Time Homebuyer

Down payment and closing cost assistance for eligible military veterans purchasing their first home in Brevard County. F...

Veterans

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Cape Canaveral

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Cape Canaveral, FL?

26 programs are currently listed for Cape Canaveral, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cape Canaveral have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cape Canaveral, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Cape Canaveral?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.