IHDA 1stHome Illinois Down Payment Assistance

Illinois Housing Development Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Illinois. Grant does not require repayment. Must be used in conjunction with IHDA first mortgage program and complete homebuyer education.

Grant covers down payment and closing costs, no repayment required

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $10,000 for down payment/closing costs
  • First-time homebuyer requirement
  • Must complete homebuyer education
  • No repayment required
  • Available statewide including Carbondale

How to Apply

A grant-savvy contractor in Carbondale, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds last

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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