Louisiana Housing Corporation Mortgage Credit Certificate

Louisiana Housing Corporation

Available Down Payment

About This Program

Provides a federal income tax credit equal to 20% of annual mortgage interest paid, reducing tax liability by up to $2,000 per year for the life of the loan. Available to first-time homebuyers meeting income limits in Louisiana.

Estimated annual tax credit based on 20% of mortgage interest

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of annual mortgage interest as tax credit
  • Up to $2,000 annual federal tax savings
  • First-time homebuyers with income limits
  • Credit lasts for life of the mortgage
  • Increases home buying power

How to Apply

A grant-savvy contractor in Carencro, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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