Home Improvement Grants in Carlisle.

Find grants, rebates, forgivable loans, and free programs for Carlisle, PA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Carlisle, PA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Pennsylvania Weatherization Assistance Program (WAP)

Federal and state-funded program that provides free energy efficiency upgrades to income-eligible Pennsylvania household...

Weatherization
Up to $24,999 loan

PHFA Home Improvement Loan Program

Low-interest loan program for Pennsylvania homeowners to finance home repairs and improvements. Loans up to $24,999 with...

Home Repair
Forgivable loan up to $35,000

Carlisle Housing Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in Carlisle Borough. Loan...

Home Repair
Up to $10,000 grant

Carlisle Emergency Home Repair Grant

Provides immediate repair grants for very low-income homeowners facing health and safety hazards in Carlisle Borough. Pr...

Emergency
Up to $15,000 grant

Carlisle Accessibility Modification Grant

CDBG grant for ADA and accessibility modifications to homes occupied by persons with disabilities or seniors in Carlisle...

Seniors & Disability
Free lead hazard removal

Cumberland County Lead Hazard Control Program

HUD-funded lead hazard control program for Cumberland County homes built before 1978 with children under age 6. Provides...

Home Repair
Up to $500 rebate

Met-Ed Air Source Heat Pump Rebate

Cash rebate for Met-Ed residential customers who install qualifying ENERGY STAR air source heat pumps. Rebate amount var...

Energy
Up to $100 rebate

Met-Ed Smart Thermostat Rebate

Rebate for Met-Ed customers who purchase and install a qualifying ENERGY STAR smart thermostat. Reduces heating and cool...

Energy
Instant discounts at participating retailers

Met-Ed LED Lighting Discount Program

Instant discounts on ENERGY STAR LED bulbs and fixtures at participating retailers for Met-Ed customers. No rebate forms...

Energy
Up to $500 rebate

UGI High-Efficiency Furnace Rebate

Cash rebate for UGI natural gas customers who install high-efficiency gas furnaces with 95% AFUE or higher. Rebate amoun...

Energy
Up to $300 rebate

UGI Gas Water Heater Rebate

Rebate for UGI natural gas customers who purchase ENERGY STAR certified gas water heaters. Includes both tank and tankle...

Energy
Earn credits for solar generation

Pennsylvania Solar Alternative Energy Credit (SAEC)

Pennsylvania's Solar Alternative Energy Credit program allows solar system owners to earn and sell credits for electrici...

Solar/Renewable
30% of installation costs

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit provides 30% tax credit for residential solar panel installations and battery storage syst...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligi...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their accessibility ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible dis...

Veterans
Up to $35,000 renovation loan

PHFA Keystone Renovation Loan Program

Combines purchase mortgage or refinance with renovation loan up to $35,000 at competitive fixed rate. Allows homebuyers ...

Home Repair
Up to $5,000 grant

Cumberland County Senior Home Repair Program

Grant program for Cumberland County residents age 60+ with low income to address urgent home repairs that affect health ...

Seniors & Disability
Up to $7,500 loan or grant

Carlisle Sewer Lateral Repair Assistance Program

Provides financial assistance for repair or replacement of private sewer lateral lines in Carlisle Borough. Low-income h...

Home Repair
Up to $1,000 rebate

Pennsylvania Property Tax/Rent Rebate Program

Annual rebate program for Pennsylvania residents age 65+, widows/widowers 50+, and people with disabilities age 18+. Pro...

Property Tax Relief
Cash grants vary by household

Pennsylvania Low-Income Home Energy Assistance (LIHEAP)

Federal and state program providing cash grants to help low-income Pennsylvania households pay heating bills. Also offer...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Carlisle

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Frequently asked questions

What home improvement grants are available in Carlisle, PA?

25 programs are currently listed for Carlisle, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Carlisle have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Carlisle, 14 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Carlisle?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.