New Jersey Housing and Mortgage Finance Agency
Down payment assistance for first-time homebuyers purchasing in New Jersey including Carteret. Assistance provided as a deferred second mortgage with no monthly payment; forgiven after homeowner occupancy period.
Deferred loan forgiven after required occupancy period, typically 5-10 years
A grant-savvy contractor in Carteret, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing, subject to funding availability
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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