NJ Housing Finance Agency STEP Program

New Jersey Housing and Mortgage Finance Agency

Available Down Payment

About This Program

NJHMFA's Step Up To End Poverty (STEP) program provides down payment and closing cost assistance to first-time homebuyers. Available to moderate-income buyers purchasing in eligible areas throughout New Jersey including Carteret.

Down payment assistance amount based on purchase price and income

Key Details

  • Up to $10,000 for down payment and closing costs
  • For first-time homebuyers
  • Income limits apply by county
  • Must complete homebuyer education
  • Available statewide including Carteret

How to Apply

A grant-savvy contractor in Carteret, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carteret, NJ

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