Find grants, rebates, forgivable loans, and free programs for Castro Valley, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Castro Valley, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low-income homeowners in unincorporated Alameda County for major home repairs and rehabilit...
Provides grants to income-eligible homeowners with disabilities for accessibility modifications such as ramps, grab bars...
Free weatherization services for income-eligible households administered by local community action agencies. Services in...
Free lead hazard inspection and remediation for homes with children who have elevated blood lead levels. Program priorit...
Provides rebates for comprehensive whole-home energy efficiency upgrades including insulation, air sealing, HVAC, and du...
Rebates for qualifying heat pump water heaters that reduce energy consumption. Higher rebates available for income-quali...
Rebates for residential customers who install electric heat pumps for space heating/cooling or heat pump water heaters. ...
Net Energy Metering allows solar customers to receive bill credits for excess electricity generated and sent back to the...
Incentives for installing battery energy storage systems, with higher rebates for income-qualified customers and those i...
California Alternate Rates for Energy (CARE) provides 20% discount and Family Electric Rate Assistance (FERA) provides 1...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grant for eligible Veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...
Grant for eligible Veterans with certain service-connected disabilities to adapt a home they or a family member live in....
Grants to income-eligible homeowners in unincorporated areas of Alameda County for repairing or replacing failing privat...
Provides mortgage payment assistance to homeowners who experienced financial hardship due to COVID-19 or other qualified...
Grants to help homeowners retrofit wood-frame houses built before 1980 to better withstand earthquakes. Focuses on bolti...
Grant to help income-eligible homeowners build accessory dwelling units (ADUs) on their property. Requires agreement to ...
Federally-funded HOME program providing deferred-payment, zero-interest loans to low-income homeowners for major home re...
Down payment assistance program for first-time homebuyers purchasing in California. Provides deferred-payment junior loa...
Allows eligible seniors (62+), blind, or disabled homeowners to defer payment of property taxes on their principal resid...
Provides additional quantity of electricity and/or gas at the lowest (baseline) rate for households with qualifying medi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Castro Valley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Castro Valley, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.