Home Improvement Grants in Cathedral City.

Find grants, rebates, forgivable loans, and free programs for Cathedral City, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cathedral City, CA, with individual awards up to $262,000. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Cathedral City Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs in Cathedral City for owner-occupied homes with income at or below 80...

Home Repair
Grant up to $15,000

Cathedral City ADA Home Modification Grant

Provides accessibility modifications for Cathedral City residents with disabilities. Covers ramps, widened doorways, bat...

Seniors & Disability
Grant up to $10,000

Cathedral City Senior Home Repair Program

Provides home repair grants for Cathedral City senior homeowners age 62+ with income at or below 80% AMI. Covers emergen...

Seniors & Disability
Grant up to $8,000

Cathedral City Sewer Lateral Repair Program

Assists Cathedral City homeowners with repair or replacement of failing private sewer laterals from home to city main. I...

Home Repair
Up to $9,000 per home

California Weatherization Assistance Program (WAP)

Federally funded weatherization program for Cathedral City residents with income at or below 60% of state median. Provid...

Weatherization
Rebates up to $7,500

SCE Home Energy Efficiency Rebate Program

Southern California Edison offers rebates for energy-efficient home upgrades including HVAC systems, insulation, windows...

Energy
Up to $3,450 rebate

SCE Heat Pump Water Heater Rebate

SCE offers rebates for qualifying heat pump water heaters to replace electric resistance water heaters. Rebate amounts r...

Energy
Up to $4,500 rebate

SCE Central Air Conditioning & Heat Pump Rebate

Rebates for energy-efficient central air conditioning and heat pump systems. Standard rebates range from $500-$900; inco...

Energy
Performance-based incentives

California Solar Initiative (CSI) - SCE Territory

California's solar rebate program for SCE customers installing photovoltaic systems. Rebates are performance-based and p...

Solar/Renewable
Up to $1,000/kWh storage capacity

Self-Generation Incentive Program (SGIP) Battery Storage

California's SGIP provides rebates for residential battery storage systems in SCE territory. Standard incentive is $200-...

Solar/Renewable
Rebates up to $3,000

SoCalGas Energy Efficiency Rebates

SoCalGas offers rebates for high-efficiency natural gas appliances including tankless water heaters, furnaces, pool heat...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Grant...

Veterans
Free lead hazard removal

Riverside County Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in Riverside County homes built before 1978 with c...

Home Repair
Up to $10,000 per household

California Disaster Assistance Act (CDAA)

Provides financial assistance to individuals and families whose primary residence has been damaged or destroyed in a sta...

Disaster
Up to $50,000 per unit

Riverside County HOME Investment Partnerships (HOME)

Federal HOME funds administered by Riverside County for owner-occupied rehabilitation. Provides grants or low-interest d...

Home Repair
3.5% of first mortgage or $15,000

California Housing Finance Agency (CalHFA) MyHome Assistance

Down payment assistance program providing 3.5% of the purchase price or $15,000 (whichever is less) as a silent second l...

Homebuyer
$70 annual property tax reduction

California Homeowners' Property Tax Exemption

California's basic homeowners' property tax exemption reduces the assessed value of owner-occupied primary residences by...

Property Tax Relief
Up to $262,000 assessed value exemption

California Disabled Veterans' Property Tax Exemption

Low-income disabled veterans or their unmarried surviving spouses may qualify for a property tax exemption up to $262,00...

Property Tax Relief
Postpone property taxes until home sale

California Senior Citizens' Property Tax Postponement

Allows California seniors age 62+ with household income of $51,762 or less to defer payment of property taxes on their p...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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