Home Improvement Grants in Cedar City.

Find grants, rebates, forgivable loans, and free programs for Cedar City, UT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cedar City, UT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Utah Weatherization Assistance Program (WAP)

Federal weatherization program administered by Utah DWS that reduces energy costs by improving home efficiency. Includes...

Weatherization
Up to $5,000 forgivable loan

Utah Housing FirstHome Advantage Repair Program

Forgivable loan program for first-time or repeat Utah homebuyers to make necessary repairs to newly purchased homes. Loa...

Home Repair
Up to $25,000 forgivable loan

Cedar City Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupied households in Cedar City. Forgivable loan...

Home Repair
Up to $7,500 grant

Cedar City Emergency Home Repair Grant

Provides emergency home repairs for very low-income owner-occupied households in Cedar City. Addresses immediate threats...

Emergency
Up to $15,000 forgivable loan

Cedar City ADA Home Modification Program

Provides accessibility modifications for low-income households in Cedar City with a disabled or elderly resident. Includ...

Seniors & Disability
Up to $5,000 grant

Cedar City Sewer Lateral Replacement Assistance

Assists low- to moderate-income Cedar City homeowners with the cost of repairing or replacing private sewer laterals fro...

Home Repair
Up to $300 rebate

Rocky Mountain Power Cool Keeper Rebate

Rocky Mountain Power program that provides rebates for central air conditioning tune-ups and early season recycling of o...

Energy
Up to $1,800 rebate

Rocky Mountain Power Heat Pump Rebate

Rebates for installing high-efficiency electric heat pumps in Rocky Mountain Power service territory. Includes ducted an...

Energy
Up to $1,000 rebate

Rocky Mountain Power Insulation Rebate

Rebates for adding insulation and air sealing to existing homes in Rocky Mountain Power territory. Requires certified co...

Weatherization
$75 rebate per thermostat

Rocky Mountain Power Smart Thermostat Rebate

Instant rebate on qualifying smart thermostats purchased through participating retailers or online. Smart thermostats op...

Energy
Up to $600 rebate

Rocky Mountain Power Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified electric heat pump water heaters in existing homes. Heat pump water heaters ...

Energy
Credits on monthly bill

Rocky Mountain Power Net Metering Program

Net metering program that credits Cedar City solar customers for excess electricity sent back to the grid. Export credit...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Federal program providing grants up to $10,000 (age 62+) and loans up to $20,000 for very low-income rural homeowners to...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for independent living. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller grant amo...

Veterans
Free lead hazard removal

Utah Lead-Based Paint Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under 6 or pregnant women. Priorit...

Home Repair
Up to $30,000 forgivable loan

Cedar City HOME Investment Partnerships Program

HUD HOME funds administered by Cedar City for major rehabilitation of owner-occupied homes. Forgivable loan covers struc...

Home Repair
Up to $3,500 grant

Iron County Senior Home Repair Grant

Grant program for low-income Iron County seniors age 60+ to address urgent home repairs and safety modifications. Priori...

Seniors & Disability
Up to $300 rebate

Cedar City Utilities Water Heater Efficiency Rebate

Rebate for Cedar City utility customers who replace old water heaters with high-efficiency ENERGY STAR models. Reduces n...

Energy
Up to $400 rebate

Rocky Mountain Power Window and Door Rebate

Rebates for installing ENERGY STAR certified windows and doors in existing homes. Reduces air leakage and improves insul...

Weatherization
Varies by household size and income

Utah Low Income Home Energy Assistance (LIHEAP)

Federal program that helps low-income Utah households pay heating and cooling costs. Priority for households with elderl...

Energy
$50 per appliance recycled

Rocky Mountain Power Refrigerator Recycling Rebate

Free pickup and recycling of old working refrigerators and freezers with a $50 rebate per appliance. Removes inefficient...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Cedar City

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Frequently asked questions

What home improvement grants are available in Cedar City, UT?

26 programs are currently listed for Cedar City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cedar City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cedar City, 13 programs do not require repayment, 4 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Cedar City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.