Home Improvement Grants in Cedarburg.

Find grants, rebates, forgivable loans, and free programs for Cedarburg, WI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cedarburg, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income households in Ozaukee County. Program provides energy audits, in...

Weatherization
Low-interest loan up to $35,000

WHEDA Advantage Home Improvement Loan

Low-interest home improvement loan for moderate-income Wisconsin homeowners. Funds can be used for repairs, accessibilit...

Home Repair
Free lead hazard remediation

Wisconsin Childhood Lead Poisoning Prevention Program

State and federally funded program providing free lead hazard assessment and remediation for homes with children under a...

Home Repair
Forgivable loan up to $30,000

Cedarburg CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low- to moderate-income homeowners in Cedarburg. Loan is forgiven...

Home Repair
Up to $10,000 grant

Cedarburg Emergency Home Repair Program

Grant program for emergency home repairs that pose immediate threats to health and safety for very low-income Cedarburg ...

Emergency
Up to $15,000 forgivable loan

Cedarburg Home Accessibility Modification Program

Forgivable loan for accessibility modifications for elderly or disabled Cedarburg homeowners. Covers ramps, grab bars, w...

Seniors & Disability
Up to $5,000 grant

Cedarburg Sewer Lateral Assistance Program

Grant program to assist income-qualified Cedarburg homeowners with the cost of private sewer lateral repair or replaceme...

Home Repair
Up to $3,500 in rebates

Focus on Energy Home Performance Rebates

Statewide energy efficiency rebate program for Wisconsin residents served by We Energies. Offers rebates for insulation,...

Energy
Up to $2,500 heat pump rebate

Focus on Energy Heat Pump Rebate

Rebates for electric air-source and ground-source heat pump installations for We Energies customers. Higher rebates avai...

Energy
Up to $2,500 solar rebate

We Energies Solar Rebate Program

Rebate for residential solar photovoltaic system installations for We Energies customers. $500 per kW installed, up to $...

Solar/Renewable
Up to $800 in appliance rebates

We Energies Appliance Rebates

Rebates for energy-efficient appliances including electric water heaters, smart thermostats, LED lighting, and dehumidif...

Energy
20% state tax credit

Wisconsin Historic Preservation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on th...

Historic
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Covers i...

Veterans
Up to $1,460 tax credit

Wisconsin Homestead Tax Credit

Refundable state tax credit for Wisconsin homeowners and renters with low household income. Reduces property tax or rent...

Property Tax Relief
Up to $3,000 grant

Ozaukee County Senior Home Repair Program

Grant program for Ozaukee County seniors age 60+ to assist with minor home repairs and modifications that allow them to ...

Seniors & Disability
Up to $1,200 heating assistance

Wisconsin Home Energy Assistance Program (WHEAP)

State-administered federal program providing heating assistance to low-income Wisconsin households. Also offers crisis a...

Energy
30% federal tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Covers solar panels, instal...

Solar/Renewable
Defer property taxes as low-interest loan

Wisconsin Senior Property Tax Deferral

Program allowing Wisconsin homeowners age 65+ to defer payment of property taxes as a low-interest loan from the state. ...

Property Tax Relief
Property tax credit based on assessed value

Wisconsin Lottery & Gaming Credit

Wisconsin property tax credit funded by state lottery and gaming revenue. Automatically applied to property tax bills fo...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Cedarburg

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Frequently asked questions

What home improvement grants are available in Cedarburg, WI?

25 programs are currently listed for Cedarburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cedarburg have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cedarburg, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Cedarburg?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.