Home Improvement Grants in Centennial.

Find grants, rebates, forgivable loans, and free programs for Centennial, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Centennial, CO, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 grant

CHFA HomeAccess Program

Provides accessibility modification grants for Colorado homeowners with disabilities. Funds can be used for ramps, widen...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program

Federal weatherization program administered by Colorado Energy Office providing free energy efficiency upgrades includin...

Weatherization
Up to $10,000 grant

Arapahoe County Emergency Home Repair Program

Provides emergency repair grants for low-income homeowners in unincorporated Arapahoe County facing health and safety ha...

Emergency
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebates for qualifying air-source and ground-source heat pump installations in Xcel Energy service territory. Higher reb...

Energy
Up to $800 rebate

Xcel Energy Home Insulation Rebate

Rebates for attic, wall, and basement insulation upgrades that meet program R-value requirements. Must complete Home Ene...

Weatherization
Up to $400 rebate

Xcel Energy Evaporative Cooler Rebate

Rebate for qualifying evaporative cooler installations in Colorado homes. Evaporative coolers use significantly less ele...

Energy
$50-$100 rebate

Xcel Energy Smart Thermostat Rebate

Instant or mail-in rebates for qualifying ENERGY STAR smart thermostats that allow for remote temperature control and au...

Energy
$75 rebate plus free pickup

Xcel Energy Refrigerator Recycling Rebate

Free pickup and recycling of old working refrigerators or freezers with a $75 rebate per appliance (limit 2). Reduces en...

Energy
Varies; $400-$5,000 typical

Colorado Solar Renewable Energy Rebate

Solar*Rewards program provides upfront incentives for residential solar panel installations in Xcel service territory. R...

Solar/Renewable
Free efficiency upgrades

Xcel Energy Income-Qualified Energy Efficiency

No-cost home energy efficiency improvements for income-qualified customers including LED bulbs, water heater blankets, w...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to modify a home for accessibility. Eligible for blindne...

Veterans
Up to $5,000 grant

Arapahoe County Senior Home Repair Program

Home repair grants for low-income homeowners age 60+ in Arapahoe County to address safety and accessibility concerns. Co...

Seniors & Disability
Free lead testing and abatement

Colorado Lead-Based Paint Hazard Reduction

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 o...

Home Repair
Up to $20,000 forgivable loan

Arapahoe County Accessibility Modification Program

Forgivable loans for accessibility modifications enabling disabled residents to remain in their homes. Covers wheelchair...

Seniors & Disability
3%-5% of purchase price

CHFA Down Payment Assistance

Down payment assistance grants and forgivable second mortgages for first-time homebuyers in Colorado. Provides 3-5% of p...

Homebuyer
Defers property taxes as a lien

Colorado Senior Property Tax Deferral

Allows seniors age 65+ and certain disabled individuals to defer property taxes as a low-interest lien against their hom...

Property Tax Relief
Varies; up to $1,000

Xcel Energy Low-Income Energy Assistance

Low-Income Energy Assistance Program (LEAP) helps eligible Coloradans pay winter heating bills. Provides one-time paymen...

Energy
Up to $7,500 rebate

Centennial Sewer Lateral Assistance Program

Rebate program for qualifying sewer lateral repairs and replacements in Centennial. Homeowners can receive up to 50% rei...

Home Repair
Up to $1,300 rebate

Xcel Energy Home EV Charger Rebate

Rebates for residential Level 2 electric vehicle charging station equipment and installation. Customers can receive up t...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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