Find grants, rebates, forgivable loans, and free programs for Central Islip, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Central Islip, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-eligible households. Services include i...
Statewide rebate for air-source and ground-source heat pump installations in eligible single-family and multifamily home...
Provides forgivable loans for major home repairs and improvements to income-eligible owner-occupied homes in Suffolk Cou...
Emergency grant program for urgent health and safety repairs in owner-occupied homes. Priority given to seniors, persons...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under s...
Rebates for purchasing ENERGY STAR certified appliances, heat pumps, central air conditioners, heat pump water heaters, ...
Free in-home energy assessment with instant installation of LED bulbs, advanced power strips, low-flow showerheads, fauc...
Earn annual bill credits by allowing PSEG Long Island to briefly cycle your central air conditioner during peak demand p...
State tax credit for residential solar photovoltaic systems equal to 25% of system cost, up to $5,000. Stackable with fe...
Upfront incentive for residential solar installations based on system size and location. Incentive amount decreases as s...
Provides grants for home repairs and modifications for Suffolk County residents age 60+ who are homeowners. Covers acces...
Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes or remove health and...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers c...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a home. Covers modif...
Federal HOME Investment Partnerships Program funds administered by Suffolk County for owner-occupied housing rehabilitat...
Monthly electric bill discount for income-eligible PSEG Long Island residential customers. Provides percentage discount ...
Annual heating assistance for income-eligible New York households. Regular benefit helps pay heating bills, emergency be...
Grant program for owner-occupied homes requiring accessibility modifications for household members with disabilities. Co...
Grant program to help homeowners upgrade failing septic systems to nitrogen-reducing advanced treatment systems. Protect...
Assistance program for income-eligible homeowners to replace aging or leaking water service laterals from main to home. ...
Federal CDBG funds for housing rehabilitation in the Town of Islip (includes Central Islip). Provides forgivable loans f...
Subscribe to community solar projects and receive credits on your PSEG Long Island electric bill without installing pane...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Central Islip, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Central Islip, 19 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.