Home Improvement Grants in Cerritos.

Find grants, rebates, forgivable loans, and free programs for Cerritos, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cerritos, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Cerritos Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to low- and moderate-income owner-occupied households in Cerritos. Lo...

Home Repair
Grant up to $5,000

Cerritos Senior Home Repair Grant

Grant program for senior homeowners (62+) in Cerritos to address minor home repairs and safety improvements. Provides fi...

Seniors & Disability
Forgivable loan up to $25,000

Cerritos ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes where a disabled household member resides. Covers ramps, w...

Seniors & Disability
Rebate up to $10,000

Cerritos Sewer Lateral Repair Program

Rebate program for residential property owners to repair or replace private sewer laterals. Covers 50% of eligible costs...

Home Repair
Rebates up to $5,500

Southern California Edison Home Energy Upgrade

SCE rebates for comprehensive home energy upgrades including insulation, air sealing, duct sealing, and HVAC improvement...

Weatherization
Rebate up to $3,000

SCE Central AC and Heat Pump Rebate

Rebates for qualifying central air conditioners and heat pump systems installed by SCE customers. Higher efficiency equi...

Energy
Rebate up to $120

SCE Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart or Wi-Fi-enabled thermostat. Eligible models include Nest, Ecobe...

Energy
Free energy upgrades

SoCalGas Energy Savings Assistance Program

Free energy-efficiency improvements for income-qualified SoCalGas customers including attic insulation, water heater rep...

Weatherization
Rebate up to $250

SoCalGas High-Efficiency Furnace Rebate

Rebate for residential customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Must ...

Energy
Up to $1,500

SoCalGas Tankless Water Heater Rebate

Rebate for installing a qualifying high-efficiency tankless (on-demand) natural gas water heater. Must meet minimum Unif...

Energy
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income households in Los Angeles County including Cerritos. Provides co...

Weatherization
Free lead hazard remediation

Los Angeles County Lead-Based Paint Hazard Reduction

HUD-funded program to reduce lead-based paint hazards in qualifying homes in Los Angeles County built before 1978. Prior...

Home Repair
Up to $15,000 per home

California Department of Public Health Healthy Homes Program

Addresses multiple home health hazards including lead, mold, pests, ventilation issues, and other triggers for asthma an...

Home Repair
Performance-based incentive

California Solar Initiative (CSI) - Rebate Program

California's original solar rebate program has exhausted its funding as of 2016. Homeowners should instead pursue the fe...

Solar/Renewable
30% tax credit

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of residential solar photovoltaic (PV) systems installed for installations c...

Solar/Renewable
Varies by system size and income

SCE Self-Generation Incentive Program (SGIP) - Battery Storage

California's SGIP provides rebates for home battery energy storage systems. Higher incentives available for equity and e...

Solar/Renewable
100% financing available

California PACE (Property Assessed Clean Energy) Financing

PACE financing allows homeowners in Cerritos to finance energy-efficient, renewable energy, and water conservation impro...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible for vet...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA Section 504 provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize...

Home Repair
Grant up to $3,000

California Residential Mitigation Program (CRMP) - Earthquake Retrofits

Grants for seismic retrofits to strengthen homes against earthquake damage. Covers foundation bolting, cripple wall brac...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Cerritos

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Cerritos, CA?

25 programs are currently listed for Cerritos, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Cerritos have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cerritos, 14 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Cerritos?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.