Arizona Home Plus Down Payment Assistance

Arizona Department of Housing

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Arizona. Available as a deferred second mortgage at 0% interest. Forgiven after 10 years of occupancy. Must be combined with Arizona Housing first mortgage loan.

Typical down payment assistance is $10,000-$15,000

Key Details

  • Up to $15,000 down payment assistance
  • 0% interest deferred loan
  • Forgiven after 10 years
  • Must use Arizona Housing first mortgage
  • First-time homebuyer requirement

How to Apply

Deadline: Applications accepted year-round

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