NC/Mecklenburg Elderly or Disabled Homestead Exclusion

About This Program

North Carolina permanently reduces property taxes for homeowners age 65+ or totally and permanently disabled with income at or below $38,800 (2025 threshold). The exclusion removes the greater of $25,000 or 50% of the home's appraised value from the taxable base. Apply annually with the Mecklenburg County Assessor's Office by June 1.

Estimated annual tax savings based on median Charlotte home value and Mecklenburg rate.

Key Details

• Must be 65+ or totally and permanently disabled
• Income limit: $38,800/year (2025 income threshold, verified annually)
• Excludes greater of $25,000 or 50% of home's appraised value
• Apply by June 1 to the Mecklenburg County Assessor
• Must be permanent residence owned and occupied in NC

How to Apply

Deadline: Apply by June 1 annually