Virginia Housing Down Payment Assistance

Virginia Housing (VHDA)

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible homebuyers using Virginia Housing mortgage loan. Repaid only if home is sold, refinanced, or no longer primary residence within first 15 years. Available in combination with VHDA first mortgage.

Down payment assistance up to $7,500, repayment only upon sale or refinance

Key Details

  • Up to $7,500 for down payment and closing costs
  • Must use Virginia Housing mortgage loan
  • Repayment only if sold or refinanced within 15 years
  • Available to first-time homebuyers
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Charlottesville, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Charlottesville, VA

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