Find grants, rebates, forgivable loans, and free programs for Chester, PA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chester, PA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-qualified households in Chester through Delaware County Community Action...
Provides forgivable loans for major home repairs to owner-occupied properties in Chester for households at or below 80% ...
Provides emergency repair grants for owner-occupied homes in Chester facing urgent health and safety issues. Priority gi...
Provides grants for accessibility modifications to owner-occupied homes in Chester for disabled residents and seniors. C...
Provides free lead hazard reduction services for Chester homes built before 1978 with children under age 6. Services inc...
Offers rebates to PECO electric customers in Chester for qualifying energy-efficient home improvements including insulat...
Provides rebates to PECO customers in Chester for installing qualifying air-source or ground-source heat pumps. Rebate a...
Offers rebates to PECO customers in Chester for purchasing and installing qualifying ENERGY STAR certified smart thermos...
Provides free ENERGY STAR certified refrigerators to income-qualified PECO customers in Chester. Program includes delive...
Provides emergency heating system repair and replacement assistance to income-qualified PGW customers in Chester area. P...
Provides low-interest home improvement loans to Pennsylvania homeowners with income up to 80% AMI. Can be used for repai...
Provides emergency home repair grants to Delaware County seniors age 60+ with low income. Covers critical repairs includ...
Provides forgivable loans for sewer lateral line repairs and replacements to Chester homeowners. Loan is forgiven after ...
Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas nea...
Provides grants to eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet...
Provides grants to eligible veterans with certain service-connected disabilities to make accessibility modifications to ...
Provides emergency heating assistance to low-income Chester households facing a heating crisis, including furnace repair...
Provides free lead testing, risk assessment, and abatement services to Chester households with children under age 6 or p...
Provides HOME funds for owner-occupied rehabilitation in Delaware County including Chester. Offers grants and low-intere...
Pennsylvania homeowners in Chester who install solar panels can earn Solar Renewable Energy Credits (SRECs) for electric...
Federal tax credit covering 30% of the cost of residential solar panel installation for Chester homeowners. Credit can b...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Chester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chester, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.