MassHousing Down Payment Assistance (DPA)

Massachusetts Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for income-eligible first-time homebuyers using a MassHousing mortgage. Forgivable loan that requires no monthly payments and is forgiven after 10 years of occupancy.

Forgivable loan for down payment/closing costs, no repayment after 10 years

Key Details

  • Up to $25,000 or 5% of purchase price
  • Forgivable loan, no monthly payment
  • Forgiven after 10 years of owner-occupancy
  • Must use MassHousing mortgage
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 882-1154

A grant-savvy contractor in Chicopee, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available while funds last

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Chicopee, MA contractors

Find More Programs in Chicopee, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs