Find grants, rebates, forgivable loans, and free programs for Chicopee, MA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chicopee, MA, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded program providing comprehensive home weatherization services at no cost to income-eligible hous...
State-funded program removing lead paint hazards from homes where children under six with elevated blood lead levels res...
Rebates for ductless mini-split and central heat pump installations through Mass Save program. Rebates vary by equipment...
Mass Save covers 75-100% of insulation and air sealing costs after a free home energy assessment. Moderate-income househ...
Rebates for energy-efficient electric heat pump water heaters and high-efficiency gas water heaters. Heat pump water hea...
Low-interest loans for septic system repair or replacement in Massachusetts. Fixed interest rate, up to 7-year term, ava...
CDBG-funded forgivable loans for major home repairs in owner-occupied homes. Assists low- and moderate-income homeowners...
Grants for accessibility modifications in Chicopee homes occupied by seniors or people with disabilities. Covers wheelch...
Grants up to $7,500 for very low-income seniors (62+) to remove health and safety hazards. Also offers loans up to $20,0...
Grants for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabil...
Grants for veterans with certain service-connected disabilities to make adaptations to a family member's home where they...
Massachusetts SMART program provides payments for solar electricity generation. Homeowners earn monthly credits for the ...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at Chicopee residences served by Eve...
Refundable state tax credit for seniors 65+ who own or rent in Massachusetts and whose property tax or rent exceeds 10% ...
Federal HOME funds administered locally for major rehabilitation of owner-occupied homes. Zero-interest deferred loans f...
Rental assistance for households at risk of homelessness or experiencing homelessness in Massachusetts. Provides up to 1...
Low-interest mortgages for first-time homebuyers in Massachusetts with competitive rates, low down payments (as low as 3...
Down payment and closing cost assistance for income-eligible first-time homebuyers using a MassHousing mortgage. Forgiva...
Emergency shelter for homeless families with children or pregnant women in Massachusetts. Provides temporary shelter pla...
Various property tax exemptions available to Chicopee homeowners including senior (Clause 41C), veteran (Clause 22), bli...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
24 programs are currently listed for Chicopee, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chicopee, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.