Home Improvement Grants in Choctaw.

Find grants, rebates, forgivable loans, and free programs for Choctaw, OK, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Choctaw, OK, with individual awards up to $200,000. 7 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Oklahoma Weatherization Assistance Program (WAP)

Federally funded program administered by OHFA providing free weatherization services to income-eligible Oklahoma residen...

Weatherization
Up to $650 rebate

OG&E High-Efficiency HVAC Rebate

OG&E offers rebates for residential customers who install qualifying high-efficiency central air conditioning or heat pu...

Energy
Up to $125 rebate

OG&E Smart Thermostat Rebate

OG&E provides rebates for residential customers who purchase and install qualifying smart thermostats. These Wi-Fi-enabl...

Energy
Up to $500 rebate

OG&E Heat Pump Water Heater Rebate

OG&E offers rebates for residential customers who replace existing water heaters with ENERGY STAR certified heat pump wa...

Energy
Up to $30,000 forgivable loan

Oklahoma County CDBG Owner-Occupied Rehabilitation

Oklahoma County CDBG program provides forgivable loans for major home repairs for low-income homeowners in unincorporate...

Home Repair
Up to $10,000 grant

Oklahoma County Emergency Home Repair Program

Provides emergency repair grants for very low-income homeowners facing health and safety hazards in Oklahoma County. Pri...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in eligible rural areas to repa...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet adaptive nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Free lead hazard removal

Oklahoma Lead-Based Paint Hazard Control Program

HUD-funded program administered by Oklahoma DEQ to reduce lead-based paint hazards in qualifying Oklahoma homes built be...

Home Repair
Up to $15,000 grant

Oklahoma Senior Housing Repair Program

OHFA program providing grants for home repairs to income-eligible seniors (60+) who own and occupy their homes in Oklaho...

Seniors & Disability
Up to $20,000 grant

Oklahoma ADA Home Accessibility Grant

Oklahoma DHS provides grants for home accessibility modifications for persons with disabilities. Modifications may inclu...

Seniors & Disability
Up to $5,000 assistance

Choctaw Sewer Lateral Repair Assistance

City of Choctaw provides cost-sharing assistance to income-qualified homeowners for sewer lateral repairs or replacement...

Home Repair
Up to $200,000 grant

Oklahoma Disaster Recovery Home Repair Program

HUD CDBG-DR funds administered by Oklahoma Department of Commerce to repair, rebuild, or elevate homes damaged by federa...

Disaster
Free energy audit

OG&E Home Energy Audit

OG&E offers free online and in-home energy audits to residential customers. Professional auditor identifies energy waste...

Weatherization
30% tax credit

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the total cost of installing a residential solar energy system, including equipment a...

Solar/Renewable
Credit for excess solar generation

OG&E Net Metering Program

OG&E's net metering program allows customers with solar systems to receive credit for excess electricity generated and s...

Solar/Renewable
Freezes property tax valuation

Oklahoma Senior Property Tax Freeze

Oklahoma law allows homeowners age 65 or older to freeze the valuation of their homestead for property tax purposes. Pre...

Property Tax Relief
$1,000 reduction in assessed value

Oklahoma Homestead Exemption

Oklahoma homestead exemption reduces the assessed value of owner-occupied primary residences by $1,000 for property tax ...

Property Tax Relief
Additional $1,000 reduction in assessed value

Oklahoma Additional Homestead Exemption (Seniors/Disabled Veterans)

Oklahoma provides an additional $1,000 homestead exemption for homeowners who are age 65 or older, 100% disabled veteran...

Property Tax Relief
Up to $50,000 for rehabilitation

Oklahoma HOME Investment Partnerships Program

HUD HOME funds administered by OHFA provide grants and low-interest loans for home rehabilitation for low-income homeown...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Choctaw

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Choctaw, OK?

25 programs are currently listed for Choctaw, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Choctaw have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Choctaw, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Choctaw?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.