CalHFA Affordable Home Ownership Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA down payment assistance program providing deferred-payment junior loans for first-time homebuyers in California. Can be used for down payment and closing costs, with no monthly payments and no interest.

Deferred loan for down payment/closing costs; repaid when home is sold or refinanced

Key Details

  • Down payment assistance up to $30,000
  • First-time homebuyers only
  • Income limits vary by county
  • Deferred loan with no monthly payments
  • Repaid when home is sold or refinanced

How to Apply

Deadline: Available while funds last

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