Great Choice Plus Down Payment Assistance

Tennessee Housing Development Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Tennessee. Provided as a second mortgage with 0% interest that is forgiven after 15 years of occupancy. Must be combined with THDA first mortgage.

Second mortgage forgiven after 15 years, no monthly payment required

Key Details

  • Up to $15,000 for down payment and closing costs
  • 0% interest, forgiven after 15 years
  • Must be first-time homebuyer
  • Combined with THDA first mortgage
  • Income limits vary by county

How to Apply

Visit Official Program Page Track this program

(615) 815-2200

Deadline: Ongoing, subject to funding availability

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