Florida Housing First-Time Homebuyer Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Provides down payment and closing cost assistance loans for first-time homebuyers in Florida. Loans are at 0% interest and deferred, forgiven after 30 years of occupancy or when home is sold. Must complete homebuyer education.

Down payment assistance loan, 0% interest, forgiven after 30 years

Key Details

  • Down payment and closing cost assistance
  • 0% interest, deferred payment loan
  • Forgiven after 30 years or at sale
  • Must complete homebuyer education course
  • Income limits apply (typically 140% AMI)

How to Apply

A grant-savvy contractor in Clermont, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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