Home Improvement Grants in Clermont.

Find grants, rebates, forgivable loans, and free programs for Clermont, FL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clermont, FL, with individual awards up to $126,526. 4 programs target seniors, 4 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

Lake County SHIP - Emergency Repair

State Housing Initiatives Partnership (SHIP) program provides emergency repair grants for very-low-income homeowners in ...

Emergency
Forgivable loan up to $50,000

Lake County SHIP - Housing Rehabilitation

SHIP-funded comprehensive home rehabilitation for low-income homeowners in Lake County. Forgivable loan for major repair...

Home Repair
Up to $1,000 solar rebate

Duke Energy Florida Solar Rebate

Duke Energy offers rebates for residential solar photovoltaic system installations. Rebate is $0.50 per watt up to 2,000...

Solar/Renewable
Up to $310 rebate

Duke Energy HVAC Efficiency Rebate

Rebates for high-efficiency heat pump and central AC installations. Rebate amounts vary by efficiency rating (SEER/HSPF)...

Energy
$250 rebate

Duke Energy Heat Pump Water Heater Rebate

Duke Energy offers a $250 rebate for installation of qualifying heat pump water heaters with Uniform Energy Factor of 2....

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers m...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt their homes for independent living. Covers modi...

Veterans
Free lead hazard removal

Florida Department of Health Lead Abatement Program

HUD-funded lead hazard reduction for homes built before 1978 with children under age 6. Program provides free lead testi...

Home Repair
Up to $25,000 assistance

Florida Homeowner Assistance Fund

State program that provided assistance to homeowners affected by financial hardship due to COVID-19 or natural disasters...

Disaster
Up to $30,000 forgivable loan

Lake County CDBG Owner-Occupied Rehabilitation

CDBG-funded home rehabilitation program for low-income homeowners in unincorporated Lake County areas. Forgivable loan f...

Home Repair
Up to $15,000 grant

Lake County ADA Accessibility Modifications

Grant program for accessibility modifications to homes of low-income disabled residents in Lake County. Covers wheelchai...

Seniors & Disability
Up to $30,000 assistance

Florida Hardest-Hit Fund - Disaster Recovery

Federal Treasury-funded program that provided assistance to Florida homeowners affected by hurricanes and natural disast...

Disaster
30% of system cost (tax credit)

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a residential solar energy system. Applies to solar photovoltaic pa...

Solar/Renewable
Up to $50,000 additional exemption

Florida Senior Property Tax Exemption

Additional homestead exemption for seniors age 65+ with household income below $32,000 (adjusted annually). Provides up ...

Property Tax Relief
Full exemption for qualifying disabilities

Florida Disability Property Tax Exemption

Property tax exemptions for Florida residents with permanent total disability, quadriplegia, or certain veteran disabili...

Property Tax Relief
$5,000 exemption for veterans

Florida Veterans Property Tax Discount

Property tax exemption for honorably discharged veterans who served during wartime. Provides $5,000 reduction in assesse...

Property Tax Relief
Down payment assistance available

Florida Housing First-Time Homebuyer Program

Provides down payment and closing cost assistance loans for first-time homebuyers in Florida. Loans are at 0% interest a...

Homebuyer
Financing up to 20% of home value

Florida HERO Program - Home Energy Renovation

Property Assessed Clean Energy (PACE) financing for energy-efficient and renewable energy home improvements. Repaid thro...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Clermont

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Frequently asked questions

What home improvement grants are available in Clermont, FL?

24 programs are currently listed for Clermont, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Clermont have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clermont, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Clermont?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.