Find grants, rebates, forgivable loans, and free programs for Cleveland, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cleveland, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free energy efficiency upgrades to income-qualified Texas households. Services includ...
Federal HOME funds administered by TDHCA through local participating jurisdictions to provide owner-occupied housing reh...
Low-interest loans for very-low-income rural homeowners to repair, improve, or modernize their homes. Cleveland qualifie...
Grants for very-low-income senior homeowners (age 62+) in rural areas to remove health and safety hazards. Funds do not ...
Rebates for Entergy Texas residential customers who purchase qualifying energy-efficient appliances and equipment, inclu...
Rebates for Entergy Texas customers who install qualifying high-efficiency heat pumps. Rebate amounts depend on SEER2/HS...
Net metering program allowing Entergy Texas customers with solar installations to receive bill credits for excess electr...
Federal tax credit covering 30% of the total cost of residential solar panel systems and battery storage installed for i...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their accessibility ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Low-interest home improvement loans for Texas veterans who served on active duty in the U.S. Armed Forces. Loans can be ...
HUD-funded lead hazard control program for qualifying Texas households with children under age 6 living in homes built b...
Emergency home repair assistance for low-income senior homeowners (60+) in Liberty County. Grant funds cover critical he...
Community Development Block Grant funds for owner-occupied home rehabilitation in Cleveland. Structured as grant or defe...
Emergency repair grants through CDBG for very low-income homeowners facing immediate health and safety threats. Covers e...
Forgivable loan or grant assistance for accessibility modifications enabling disabled residents to remain in their homes...
Cost-sharing program to help Cleveland homeowners repair or replace damaged water or sewer laterals on private property....
HUD Community Development Block Grant Disaster Recovery funds for unmet needs from federally declared disasters. Assists...
Additional $10,000 homestead exemption for homeowners age 65 or older in Liberty County. Reduces the taxable value of yo...
Allows homeowners age 65 or older to defer paying property taxes on their homestead until the home is sold or no longer ...
Additional $10,000 homestead exemption for disabled homeowners in Liberty County who qualify for Social Security disabil...
15% discount on monthly electric bills for qualifying low-income Entergy Texas customers. Available to customers at or b...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Cleveland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cleveland, 18 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.