Home Improvement Grants in Clive.

Find grants, rebates, forgivable loans, and free programs for Clive, IA, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Clive, IA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Iowa Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by IMPACT Community Action Partnership serving Polk County. Provide...

Weatherization
Forgivable loan up to $27,500

Iowa Housing Finance Authority Rehabilitation Program

State-funded home rehabilitation program providing forgivable loans for major repairs to owner-occupied homes. Loan is f...

Home Repair
Free lead hazard remediation

Iowa Healthy Homes Lead Hazard Reduction

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Audit for $50 ($150 value)

MidAmerican Energy Home Energy Audit

Comprehensive home energy audit conducted by a certified professional to identify energy-saving opportunities. Includes ...

Weatherization
Up to $500 rebate

MidAmerican Energy Insulation Rebate

Rebate for adding insulation to attics, walls, or crawl spaces in existing homes. Must meet minimum R-value requirements...

Weatherization
Up to $850 rebate

MidAmerican Energy HVAC Equipment Rebate

Rebates for installing high-efficiency furnaces, air conditioners, and heat pumps. Equipment must meet ENERGY STAR or hi...

Weatherization
Up to $1,200 rebate

MidAmerican Energy Heat Pump Rebate

Enhanced rebates for installing air-source or geothermal heat pumps to replace electric resistance or fossil fuel heatin...

Weatherization
Up to $450 rebate

MidAmerican Energy Water Heater Rebate

Rebates for installing ENERGY STAR certified electric or natural gas water heaters, including heat pump water heaters an...

Weatherization
Up to $100 rebate

MidAmerican Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Helps homeowners save energy through a...

Weatherization
$750 per kW installed

MidAmerican Energy Solar Rebate

Incentive for installing residential solar photovoltaic systems. Pays $750 per kilowatt of installed capacity. Customers...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Up to $15,000 forgivable loan

Polk County CDBG Home Repair Program

Community Development Block Grant-funded program providing forgivable loans for emergency and critical home repairs for ...

Home Repair
Up to $5,000 grant

Polk County Senior Home Repair Grant

Grant program for seniors 60+ in Polk County to address home safety hazards and make minor repairs that allow aging in p...

Seniors & Disability
50% cost share up to $5,000

Clive Sanitary Sewer Lateral Repair Program

Cost-share program to help Clive homeowners repair or replace failing sanitary sewer lateral lines from the home to the ...

Home Repair
Up to $3,000 grant

IMPACT Emergency Home Repair Assistance

Emergency assistance grants for very low-income Polk County homeowners facing urgent home repairs that threaten health a...

Emergency
Up to $40,000 forgivable loan

HOME Investment Partnerships Rehab Program

Federal HOME funds administered by Polk County for comprehensive rehabilitation of owner-occupied homes. Forgivable loan...

Home Repair
Down payment assistance up to $5,000

Iowa First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers in Iowa. Combines with low-interest mortgage products...

Homebuyer
Free or low-cost classes

IMPACT Homebuyer Education & Counseling

HUD-certified homebuyer education courses covering budgeting, mortgages, home inspection, and maintenance. Required for ...

Homebuyer Ed
Up to $2,000 annual tax credit

Iowa Mortgage Credit Certificate (MCC)

Federal tax credit equal to 20% of annual mortgage interest paid, up to $2,000 per year. Can be claimed every year for t...

Homebuyer
Up to $1,000 annual credit

Iowa Elderly & Disabled Property Tax Credit

Property tax credit for Iowa homeowners age 65+ or totally disabled with household income under $25,881 (2024). Credit a...

Property Tax Relief
100% exemption for disabled veterans

Iowa Military Service Property Tax Exemption

Property tax exemption for disabled veterans with 70%+ service-connected disability rating. 100% exemption of property t...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Clive

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Frequently asked questions

What home improvement grants are available in Clive, IA?

27 programs are currently listed for Clive, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Clive have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Clive, 17 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Clive?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.