Home Improvement Grants in Coeur d'Alene.

Find grants, rebates, forgivable loans, and free programs for Coeur d'Alene, ID, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Coeur d'Alene, ID, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Idaho Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs by improving home energy efficiency for income-qualifi...

Weatherization
Up to $25,000 loan

Idaho Housing Home Rehabilitation Program

Low-interest loan program for owner-occupied home repairs and improvements. Loans feature below-market interest rates an...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans (1%) and grants for very-low-income rural homeowners to repair or improve dwellings or remove he...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home they or a family member live in. For veterans wi...

Veterans
Up to $30,000 forgivable loan

Coeur d'Alene CDBG Housing Rehabilitation Loan

Provides deferred, forgivable loans for owner-occupied housing rehabilitation in Coeur d'Alene city limits. Loan is forg...

Home Repair
Up to $15,000 grant

Coeur d'Alene ADA Accessibility Modification Program

Provides grants for accessibility modifications for income-qualified homeowners with disabilities in Coeur d'Alene. Cove...

Seniors & Disability
Up to $10,000 grant

Panhandle Health District Septic System Repair Grant

Provides grants for repair or replacement of failing septic systems for income-qualified homeowners in Kootenai County. ...

Home Repair
Up to $1,800 rebate

Avista High-Efficiency Heat Pump Rebate

Rebate for installation of qualifying high-efficiency electric heat pumps and ductless mini-splits in Avista electric se...

Weatherization
Up to $600 rebate

Avista Home Insulation Rebate

Rebate for adding insulation to attics, walls, and floors or air sealing improvements in existing homes. Available to Av...

Weatherization
Up to $100 rebate

Avista Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats that automatically adjust hea...

Weatherization
Up to $750 rebate

Avista Heat Pump Water Heater Rebate

Rebate for installation of qualifying ENERGY STAR certified heat pump water heaters. Heat pump water heaters use up to 6...

Weatherization
Up to $400 rebate

Avista Energy-Efficient Windows Rebate

Rebate for replacement of single-pane windows with ENERGY STAR certified windows in existing homes. Reduces heating and ...

Weatherization
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit worth 30% of the cost of installing a residential solar energy system, including equipment and instal...

Solar/Renewable
Up to $5,000 deduction per year (4 years)

Idaho Solar Tax Deduction

Idaho state income tax deduction for investment in solar, geothermal, and wind energy devices. Taxpayers may deduct up t...

Solar/Renewable
Up to $1,000 rebate

Avista Solar Rebate Program

Rebate for installation of grid-connected residential solar photovoltaic systems in Avista's Idaho service territory. Re...

Solar/Renewable
Up to $35,000 grant

Kootenai County HOME Investment Partnership

Federal HOME funds used for owner-occupied housing rehabilitation in Kootenai County. Provides grants for health, safety...

Home Repair
Up to $3,000 per year

Area Agency on Aging Senior Home Repair

Provides minor home repairs and modifications for seniors age 60+ to help them age in place safely. Services include gra...

Seniors & Disability
Up to $10,000 emergency grant

Coeur d'Alene Emergency Home Repair Grant

Provides emergency grants for owner-occupied homes in Coeur d'Alene city limits when urgent health or safety hazards exi...

Emergency
Free lead hazard removal

Idaho Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978. Priority given to homes w...

Home Repair
Down payment assistance up to $15,000

Idaho Housing First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers in Idaho. Offers low-interest mortgages and down paym...

Homebuyer
Up to $1,500 property tax reduction

Idaho Circuit Breaker Property Tax Relief

Property tax reduction for Idaho residents who are 65 or older, disabled, or veterans with a service-connected disabilit...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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