Find grants, rebates, forgivable loans, and free programs for Colorado Springs, CO, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Colorado Springs, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that helps income-qualified households reduce energy costs through comprehensive home weatheriz...
CDBG-funded deferred forgivable loan for major home repairs and accessibility improvements for low-income owner-occupied...
Grant program to make homes accessible for residents with disabilities. Covers wheelchair ramps, bathroom modifications,...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority given to sen...
Comprehensive rebate program for energy-efficient home improvements including insulation, air sealing, high-efficiency h...
Rebate for installing qualifying air-source or ground-source heat pumps. Higher rebates available for all-electric cold-...
Performance-based incentive for residential solar installations. Customers receive upfront incentive payment based on sy...
Free energy efficiency improvements for income-qualified Xcel Energy customers including insulation, air sealing, refrig...
Rebates for water-efficient toilets, smart irrigation controllers, xeriscaping, rain barrels, and turf replacement. Help...
Cost-share program to assist homeowners with repairing or replacing damaged private sewer lateral lines connecting homes...
Low-interest mortgage combined with down payment assistance for first-time homebuyers in Colorado Springs. Down payment ...
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Colorado Springs to repair, im...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities (including blindness or loss of hands) to adapt a home. S...
HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes for low-income households. Loan i...
Emergency repair grant for senior homeowners (62+) facing urgent health and safety hazards. Covers emergency plumbing, e...
State-funded lead hazard control program for pre-1978 homes with children under age 6 or pregnant women. Provides free l...
Colorado seniors age 65+ who have owned and occupied their home for 10 consecutive years qualify for 50% property tax re...
Allows seniors (60+), disabled persons, or surviving spouses to defer all or part of property taxes on their primary res...
CDBG-funded forgivable loan for substantial home repairs addressing code violations, structural issues, and major system...
Rebate for installing energy-efficient natural gas or electric water heaters including tankless, condensing, and heat pu...
Federally funded program providing heating bill assistance for qualifying low-income households in Colorado Springs duri...
Rebate for removing water-intensive turf grass and replacing with water-wise landscaping, xeriscaping, or permeable hard...
Matching grant for exterior restoration and preservation work on contributing structures within local historic districts...
Low-interest loan for accessibility modifications for Colorado homeowners with disabilities or families with disabled me...
Comprehensive rebates for whole-home efficiency improvements during major remodels. Covers insulation upgrades, high-eff...
HUD-certified homebuyer education courses and one-on-one counseling covering mortgage readiness, budgeting, home mainten...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Colorado Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Colorado Springs, 19 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.