Find grants, rebates, forgivable loans, and free programs for Columbia Heights, MN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Columbia Heights, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, forgivable loans for major home repairs to income-qualified owner-occupants in Columbia Heights. Loan...
Provides emergency repair grants to address immediate health and safety hazards for very low-income homeowners in Columb...
Provides grants for accessibility modifications to enable disabled residents to remain safely in their Columbia Heights ...
Federally-funded weatherization program administered in Minnesota to reduce energy costs for low-income households. Prov...
Provides funding to address lead-based paint hazards in pre-1978 Minnesota homes where children under age six reside or ...
Low-interest home improvement loan program through Minnesota Housing Finance Agency for repairs, remodeling, and energy ...
Rebates for installing qualifying air-source or ground-source heat pumps in Xcel Energy electric service territory. Incl...
Rebates for attic, wall, and basement insulation plus air sealing improvements for Xcel Energy electric customers. Requi...
Rebates for ENERGY STAR certified electric or heat pump water heaters for Xcel Energy customers. Higher rebates availabl...
Rebates for residential Level 2 electric vehicle charger installation for Xcel Energy customers. Covers charger equipmen...
Performance-based incentive program for residential solar panel installations in Xcel Energy territory. Provides upfront...
Rebates for installing high-efficiency natural gas furnaces (95% AFUE or higher) in CenterPoint Energy natural gas servi...
Rebate for purchasing and installing an ENERGY STAR certified smart thermostat for natural gas heating systems. Smart th...
Grant for very low-income seniors (age 62+) to remove health and safety hazards in rural homes. Columbia Heights does no...
Low-interest (1%) loan to very low-income homeowners in USDA-eligible rural areas to repair, improve, or modernize homes...
Grants for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptiv...
Grants for eligible veterans with qualifying service-connected disabilities to adapt a home for independent living. Smal...
Federal HOME-funded rehabilitation loans for owner-occupied homes in Anoka County including Columbia Heights. Deferred, ...
Emergency repair grants for very low-income homeowners in Anoka County facing urgent health and safety issues. Covers im...
Allows Minnesota homeowners age 65+ with household income below $96,000 to defer a portion of their property taxes. The ...
State refund for Minnesota homeowners and renters whose property taxes (or rent constituting property tax) exceed a perc...
Low-interest loan to repair, replace, or upgrade failing septic systems in Minnesota. Most of Columbia Heights is on mun...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Columbia Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Columbia Heights, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.