Home Improvement Grants in Columbia.

Find grants, rebates, forgivable loans, and free programs for Columbia, MO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Columbia, MO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $25,000

Columbia CDBG Owner-Occupied Rehabilitation Program

Provides comprehensive home rehabilitation assistance for low-income homeowners in Columbia city limits. Forgivable loan...

Home Repair
Up to $15,000 grant

Columbia ADA Home Modification Grant

Provides accessibility modifications for low-income homeowners with disabilities in Columbia. Grant funds do not require...

Seniors & Disability
Up to $7,500 grant

Columbia Emergency Home Repair Grant

Provides emergency home repairs for very low-income homeowners in Columbia facing health and safety hazards. Grant cover...

Emergency
Up to $5,000 grant

Columbia Sewer Lateral Repair Program

Assists low-income Columbia homeowners with repair or replacement of private sewer laterals from the home to the main li...

Home Repair
Up to $8,000 per home

Missouri Weatherization Assistance Program (WAP)

Federally funded weatherization program administered in Boone County by Central Missouri Community Action. Free energy e...

Weatherization
Up to $15,000 grant

MHDC Seniors and Persons with Disabilities Home Repair Grant

State-funded grant program for seniors age 62+ and persons with disabilities who are low-income homeowners. Covers neces...

Seniors & Disability
Free lead hazard removal

Columbia Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 in Boone County. Priority given to h...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas near Columbia to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Qualify...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home they reside in. Qualifyin...

Veterans
Up to $20,000 forgivable loan

Boone County HOME Investment Partnerships Repair Program

Federally funded HOME program providing comprehensive home rehabilitation for low-income homeowners in Boone County. For...

Home Repair
Up to $2,000 rebate

Columbia Water & Light Solar Rebate Program

Rebate for Columbia Water & Light customers who install qualifying solar photovoltaic systems. Rebate is $0.50 per watt ...

Solar/Renewable
Up to $750 rebate

Columbia Water & Light Heat Pump Rebate

Rebate for Columbia Water & Light electric customers who install qualifying ENERGY STAR certified air-source or ground-s...

Energy
Up to $500 rebate

Columbia Water & Light Water Heater Rebate

Rebate for Columbia Water & Light customers installing ENERGY STAR certified electric water heaters or heat pump water h...

Energy
Up to $100 per appliance

Columbia Water & Light Appliance Rebate Program

Rebates for Columbia Water & Light customers purchasing ENERGY STAR certified appliances including refrigerators, clothe...

Energy
Up to $400 rebate

Columbia Water & Light Insulation Rebate

Rebate for Columbia Water & Light customers who add insulation to attics, walls, or crawl spaces. Minimum R-value requir...

Weatherization
Up to $100 rebate

Columbia Water & Light Smart Thermostat Rebate

Rebate for Columbia Water & Light customers purchasing and installing qualifying smart thermostats that are ENERGY STAR ...

Energy
Up to $500 rebate

Columbia Water & Light EV Charger Rebate

Rebate for Columbia Water & Light customers who install qualifying Level 2 electric vehicle (EV) chargers at their home ...

Energy
Up to $1,100 credit

Missouri Property Tax Credit Claim (Circuit Breaker)

Missouri property tax credit for seniors 60+ and 100% disabled persons age 18-59 with low income. Credit based on proper...

Property Tax Relief
Freezes property tax increase

Missouri Senior Property Tax Freeze Credit

Freezes property taxes at prior year level for Missouri seniors age 62+ with income below threshold. Homeowner must have...

Property Tax Relief
Varies by household size

Missouri Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program administered by Central Missouri Community Action providing heating and cooling assistance to l...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Columbia

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.