CHFA FirstStep™ Loan

Colorado Housing and Finance Authority

Available Down Payment

About This Program

Low-interest mortgage with optional down payment assistance for first-time homebuyers in Colorado. Offers competitive rates and flexible credit requirements for qualified borrowers purchasing in Jefferson County and throughout the state.

Down payment assistance estimate based on typical DPA award

Verified against Colorado Housing and Finance Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $5,000
  • Low-interest mortgage for first-time buyers
  • Income limits apply (up to 140% AMI)
  • Available statewide including Jefferson County
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Columbine, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Columbine, CO

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