Georgia Dream Homeownership Program

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Columbus purchasing a primary residence. Offered as a second mortgage with competitive interest rates and favorable terms.

Forgivable second mortgage for down payment and closing costs

Key Details

  • Down payment assistance up to $17,500
  • First-time homebuyers in Columbus
  • Income limits apply by household size
  • Purchase price limits apply
  • Must complete homebuyer education

How to Apply

Deadline: Rolling applications; subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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