OHFA Mortgage Tax Credit

Ohio Housing Finance Agency (OHFA)

Available Home Repair

About This Program

Federal tax credit equal to 40% of annual mortgage interest paid (up to $2,000/year) when coupled with OHFA first-time homebuyer program. Can also be used standalone at 15-20% of interest. Credit lasts the life of the mortgage.

First-time buyer or target area, credit score 640+, income limits apply

Key Details

  • 40% of mortgage interest as federal tax credit (with OHFA loan)
  • Maximum $2,000 per year, life of the mortgage
  • 15-20% credit available without OHFA loan
  • Can be combined with OHFA down payment assistance
  • Non-refundable, must have tax liability to use

How to Apply

Visit Official Program Page Track this program

888-362-6432

Deadline: Ongoing

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