Find grants, rebates, forgivable loans, and free programs for Commerce, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Commerce, CA, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to income-qualified households in Commerce through t...
CDBG-funded forgivable loan for major home repairs to owner-occupied single-family homes in unincorporated LA County and...
Provides accessibility modifications for owner-occupied homes in LA County where a disabled household member resides. Co...
State-funded lead hazard control program for pre-1978 homes in California with children under age 6. Free testing, abate...
SCE's comprehensive home energy upgrade program offering rebates for insulation, HVAC upgrades, duct sealing, and air se...
Rebates for installing high-efficiency central air conditioning systems or electric heat pumps in SCE service territory....
Rebates for replacing old water heaters with energy-efficient electric heat pump water heaters. Higher rebates available...
Rebate for installing a new high-efficiency natural gas furnace (AFUE 95% or higher) in SoCalGas service territory. Addi...
State incentive program for battery energy storage systems paired with solar. Provides per-kilowatt-hour incentives, wit...
Federal tax credit covering 30% of the cost of solar panel systems and battery storage installed on residential properti...
Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve,...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...
Federally funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes in LA Co...
State-funded disaster recovery program activated following federally declared disasters. Provides grants and low-interes...
Free energy efficiency upgrades for income-qualified SCE customers. Includes weatherization, attic insulation, energy-ef...
Free energy efficiency services for income-qualified SoCalGas customers. Includes furnace repair or replacement, water h...
Grant program assisting low-income and senior homeowners with sewer lateral repairs and replacements in LA County Sanita...
Grant program specifically for senior homeowners age 62+ in LA County to address critical health and safety repairs. Cov...
Comprehensive home health assessment and intervention program for low-income families with children, especially those wi...
State program allowing eligible senior, blind, or disabled homeowners to defer property tax payments. The state pays the...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Commerce, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Commerce, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.