Find grants, rebates, forgivable loans, and free programs for Commerce City, CO, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Commerce City, CO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides home repair grants for income-qualified owner-occupied households in Commerce City. Funds are used for health a...
HUD-funded program administered by Adams County to reduce lead-based paint hazards in homes built before 1978. Priority ...
State-funded weatherization program providing free energy efficiency improvements to income-qualified households. Servic...
Xcel Energy offers rebates for installation of high-efficiency central air conditioning systems. Rebate amount varies by...
Xcel Energy provides enhanced rebates for electric heat pump installations, including air-source and ductless mini-split...
Xcel Energy offers rebates for attic, wall, and basement insulation improvements. Customers must complete a Home Energy ...
Xcel Energy provides rebates for high-efficiency electric water heaters, including heat pump water heaters. Rebates rang...
Xcel Energy's Solar*Rewards program provides upfront payments and ongoing performance-based incentives for residential s...
CHFA provides low-interest loans for major home repairs and rehabilitation for income-qualified homeowners. Loans can co...
State-funded emergency repair grants for low-income homeowners facing immediate health and safety hazards. Priority give...
USDA provides grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards. Low-inter...
VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet adaptive nee...
VA grant for veterans with service-connected disabilities to adapt a home for independent living. Covers modifications s...
Adams County provides home repair grants for senior homeowners age 60+ to address safety and accessibility issues. Cover...
Provides grants for accessibility modifications in owner-occupied homes where a household member has a disability. Cover...
Provides financial assistance for repair or replacement of private sewer laterals from the home to the public main. Avai...
Xcel Energy provides rebates for purchase and installation of qualifying smart thermostats that can reduce energy use. R...
State program providing free lead hazard evaluation and control services for homes built before 1978 where children unde...
Xcel Energy offers rebates for purchase and installation of high-efficiency evaporative coolers (swamp coolers). Rebate ...
Adams County provides down payment and closing cost assistance for first-time homebuyers. Available as forgivable loan o...
Xcel Energy provides $75 rebate and free pickup for recycling old, working refrigerators or freezers. Helps customers sa...
Colorado provides a 50% property tax exemption on the first $200,000 of actual value for qualifying seniors age 65+ who ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Commerce City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Commerce City, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.