NC Home Advantage Down Payment Assistance

North Carolina Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in North Carolina. Provides up to 5% of the loan amount or $15,000 toward down payment and closing costs. Must be paired with NC Home Advantage Mortgage or NC 1st Home Advantage Mortgage. Homebuyer education required.

Grant is lesser of $15,000 or 5% of mortgage loan amount

Key Details

  • Up to $15,000 or 5% of loan for down payment
  • Must be first-time homebuyer
  • Income limits apply by county
  • Paired with NCHFA mortgage product
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Concord, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs