THDA Great Choice Home Loan

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA's primary first-time homebuyer program offering 30-year fixed-rate mortgages at competitive rates plus optional down payment assistance. Available to buyers in Cookeville meeting income limits (typically up to $120,000 for Putnam County). Must complete homebuyer education course.

Down payment assistance available up to $15,000 as second mortgage

Key Details

  • 30-year fixed-rate mortgage
  • Optional down payment assistance up to $15,000
  • Income limits apply (typically up to $120,000)
  • Homebuyer education required
  • Available through approved lenders

How to Apply

A grant-savvy contractor in Cookeville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cookeville, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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