Find grants, rebates, forgivable loans, and free programs for Cookeville, TN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Cookeville, TN, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Cookeville city limits with income at or ...
Emergency repair grants for owner-occupied homes in Cookeville addressing immediate health and safety hazards. Available...
Provides accessibility modifications for owner-occupied homes in Cookeville for residents with disabilities or seniors w...
Federally-funded weatherization program administered by Upper Cumberland Development District for Cookeville area. Provi...
State-funded emergency repair grant for low-income homeowners in Tennessee facing urgent health and safety issues. Must ...
USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligib...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt an existing home. For veterans with blindness in...
TVA-funded energy efficiency program administered through Upper Cumberland EMC for income-eligible homeowners in the Coo...
Rebate for Cookeville Electric Department customers who install qualifying high-efficiency heat pump systems. Rebate amo...
Rebate for Cookeville Electric customers who purchase qualifying energy-efficient electric water heaters, including heat...
TVA program available through Cookeville Electric Department offering credits for residential solar installation. Partic...
Grant for homeowners age 60+ in Putnam County for essential home repairs and modifications. Priority given to seniors li...
Low-interest loan program for Cookeville homeowners needing to repair or replace sewer lateral connections from home to ...
State-funded program to identify and remediate lead-based paint hazards in Putnam County homes built before 1978 with ch...
THDA's primary first-time homebuyer program offering 30-year fixed-rate mortgages at competitive rates plus optional dow...
Low Income Home Energy Assistance Program (LIHEAP) helps eligible Cookeville residents pay heating and cooling costs. Pr...
Tennessee tax relief program for homeowners age 65+ or totally and permanently disabled with total income below $35,850 ...
HUD HOME-funded program providing forgivable loans for major home rehabilitation in Putnam County. Available to owner-oc...
Volunteer-based nonprofit providing free critical home repairs for low-income homeowners in Cookeville and Putnam County...
State-administered disaster recovery assistance activated following federal disaster declarations affecting Cookeville o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Cookeville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Cookeville, 17 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.