Texas Mortgage Credit Certificate Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Federal tax credit converting portion of mortgage interest into dollar-for-dollar tax credit. First-time homebuyers in Corpus Christi can claim 20-50% of mortgage interest annually as a tax credit, increasing take-home pay for the life of the loan.

Annual tax credit based on typical mortgage interest payment

Key Details

  • Federal tax credit up to $2,000 annually
  • Converts 20-50% of mortgage interest to credit
  • First-time homebuyers (some exceptions)
  • Income and purchase price limits apply
  • Credit available for life of loan

How to Apply

Deadline: Available through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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