Cortland Owner-Occupied Rehabilitation Program

City of Cortland Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing comprehensive home rehabilitation for income-eligible owner-occupants in the City of Cortland. Forgivable loan structure requires 5 years of continued owner-occupancy. Covers major systems and structural repairs.

Forgivable loan, no repayment required if homeowner maintains occupancy for 5 years

Key Details

  • Forgivable loan up to $25,000 for major home repairs
  • Must be owner-occupied in City of Cortland limits
  • Income at or below 80% AMI required
  • Forgiven after 5 years of compliance
  • Covers roofing, siding, HVAC, electrical, plumbing

How to Apply

A grant-savvy contractor in Cortland, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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