Home Improvement Grants in Cottage Grove.

Browse cataloged grants, rebates, loans, and other assistance records for Cottage Grove, MN. Verify each program's current rules, service area, and status.

The Cottage Grove, MN directory shows 18 cataloged resources. Of those, 15 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 15 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants8Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 18 resources (15 currently open or actionable repair-assistance records)
Up to $75,000

Minnesota Housing Fix-Up Fund

Provides low-interest home improvement loans for Minnesota homeowners who need to make repairs or improvements. Funds ca...

Home Repair
Deferred loan up to $35,000

Minnesota Housing Rehabilitation Loan Program

Deferred, zero-interest loan for low-income Minnesota homeowners to make critical home repairs. Loan is deferred (no mon...

Home Repair
Free weatherization up to $8,000

Minnesota Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to low-income Minnesota households. Includes insulation,...

Weatherization
Free lead hazard control

Minnesota Lead Safe Homes Program

HUD-funded program providing free lead hazard reduction services for Minnesota homes built before 1978 with children und...

Home Repair
Forgivable loan up to $35,000

Washington County HOME Rehabilitation Program

Provides forgivable loans to low-income homeowners in Washington County for critical home repairs and improvements. Loan...

Home Repair
Deferred loan up to $25,000

Washington County Accessibility Modification Program

Provides deferred loans for accessibility modifications to Washington County homes for seniors and persons with disabili...

Seniors & Disability
Subsidized service, $70-100 copay

Xcel Energy Home Energy Squad

In-home energy assessment and weatherization service with instant upgrades including air sealing, insulation, LED bulbs,...

Weatherization
Rebate up to $150

Xcel Energy Air Conditioner Rebate

Rebate for qualifying central air conditioners with SEER2 rating of 15.2 or higher for Xcel Energy electric customers. R...

Energy
Rebate up to $2,500

Xcel Energy Heat Pump Rebate

Rebate for qualifying air-source heat pumps for Xcel Energy electric customers. Amount varies by system type: $800-$2,50...

Energy
Rebate up to $1,000

Xcel Energy Insulation Rebate

Rebate for adding insulation to attics, walls, and basements for Xcel Energy customers. Requires energy audit before and...

Weatherization
Rebate up to $100

Xcel Energy Smart Thermostat Rebate

Instant rebate on qualifying smart thermostats for Xcel Energy electric customers. Receive $50-$100 off at participating...

Energy
Production incentive varies

Xcel Energy Solar*Rewards Program

Incentive program for Xcel Energy customers installing solar panels. Includes upfront capacity payment plus ongoing prod... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Solar/Renewable
State tax credit, amount varies

Minnesota Solar Energy Tax Credit

Minnesota state solar energy tax credit that provided up to $1,600 for residential solar installations. This program exp...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very-low-income ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home to meet their disability needs. ...

Veterans
Grants vary by project

Minnesota Livable Communities Demonstration Account

Competitive grants to help communities in the Twin Cities metro area connect development and redevelopment to regional s...

Home Repair
Refund up to $3,300

Minnesota Homestead Credit Refund (Property Tax Refund)

Minnesota property tax refund for homeowners with property taxes that are high relative to their income. Maximum refund ...

Property Tax Relief

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Cottage Grove, MN

Organizations that help Cottage Grove homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cottage Grove, MN?

The directory includes 15 possible-program records associated with Cottage Grove, including Minnesota Weatherization Assistance Program (WAP), Minnesota Lead Safe Homes Program, Washington County HOME Rehabilitation Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cottage Grove classified?

Our classifier labels 8 records as grants, 2 as forgivable loans, and 4 as rebates in Cottage Grove. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cottage Grove?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.